Germany has a statutory sickness assurance system (GKV). A full private sickness assurance (PKV) is only available for individuals who are not obliged to be members of the statutory medical assurance. But everybody has the chance to get a supplementary private health insurance besides the governmental medical assurance. On the market there are several assurers providing these complementary private sickness assurances. On this website the customer can retrieve a free comparison of insurance suppliers and get their personal additional private health assurance quote: billige Zusatzversicherung
A complementary private health insurance has many benefits:
Patients with a supplementary private sickness insurance can be treated like private patients. This means that the insurance suppliers pay items like glasses and contact lenses. Additionally, a patient with a complementary private health insurance might get a single room in hospital as well as daily compensation payments for the time of sickness. The supplementary private medical insurance gives additional performance to members of the national medical insurance in Germany. Private medical assurance providers pay items, which are not paid by the governmental health insurance. The details are dependent on your individual contract. You should always compare several quotes before choosing your additional private sickness assurance supplier. This can be done via online form.
Many companies offer the option of making customization to the tariff of the active contract. That is very beneficial when your individual needs change over time. Every German, who is obliged to join the statutory medical assurance (GKV), can contract supplementary private medical insurance. This applies especially to workers and employees whose earnings are below the GKV insurance limit. The assurance limit is a salary of 4,050 Euros per month in 2009.
Private patients see the medical bills and know how much is charged. So you can see how costly the different items are. As a private insured, you can control the medical checks. The monthly expenses of the private medical insurance are only dependent on the individual contract and are not calculated in accordance to your earnings. Everybody, who is not happy with the inferior performance of the governmental health assurance, should think about effecting additional private medical insurance. So you can get the good feeling to have better treatment and performance in case of sickness.